Credit Access Business

Speedway Loans will not be the lender for loans received at this site. Speedway Loans is a Credit Access Business. We will attempt to arrange a loan between you and a third party lender and service that loan once it is issued. Any questions, service issues or complaints about your loan will be addressed by Speedway Loans and not the lender.


You have the right to repay your loan in full at any time with no pre-payment penalty.

Fee Schedule and APR

Your Credit Access Business fee will be dependent upon your loan amount. You will also be charged interest by your lender of 9.99% APR on loan principal and CAB fees. Click here to find fee schedules for three common loan amounts offered to our customers.

Consumer Disclosure Form

The links below lead to disclosures, required by the state of Texas for all residents applying for a CAB loan or an extension, which outline the total costs associated with these types of loans of different amounts.

Fee Schedules – Payday Installment (Disclosure - $500 Loan, Disclosure - $1200 Loan, Disclosure - $2000 Loan)

Fee Schedules – Title Loan Installment (Disclosure - $1000 Loan, Disclosure - $2500 Loan, Disclosure - $5000 Loan)

Consumer Credit Notice

This business is licensed and examined by the State of Texas – Office of Consumer Credit Commissioner. Call the Consumer Credit Hotline or write for credit information or assistance with credit problems. Office of Consumer Credit Commissioner, 2601 North Lamar Boulevard, Austin, Texas 78705-4207, 800-538-1579, email consumer.complaints@occc.texas.gov, website occc.texas.gov.

An advance of money obtained through a payday loan or auto title loan is not intended to meet long-term financial needs. A payday loan or auto title loan should only be used to meet immediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.

If you have questions or concerns about your loan, please contact the Speedway Loans Customer Support Team by phone at 866-495-7300, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to: customersupport@speedwayloans.com.

View our Texas License | View our Texas Credit Services Organization Registration Certificate